The LHA rate that applies to your household is a starting figure for calculating the help you get with rent. Your full rent could be covered if it's the same or less than your LHA rate.
But even then you won't usually get the full amount in the following situations:. Your benefit usually goes down if you're working because your overall income increases.
You'll have to pay more of your rent from your wages. The benefit cap is an overall limit on the amount of benefits that many working age people can get. If it applies to you, your housing benefit or universal credit is reduced so the money you get from benefits doesn't go above the cap level. Deductions are made for some adults who live in your home and are expected to contribute to the rent.
The amount taken from your benefit is different depending on whether you claim:. You can apply for a discretionary housing payment DHP from your council.
A DHP is an extra payment to help if you're struggling to pay rent. You should also make sure that you and any household members are claiming everything you're entitled to:. Use the entitledto benefits calculator. You can ask for a review if you think your benefit has been calculated wrongly. Your claim is based on Housing Benefit rules where we look at your income and circumstances. We use the LHA rate as the starting point. You can use an independent benefits calculator to check if you can apply for Housing Benefit, or get an estimate from us when you start your application.
How much you get depends on how many people live in the property and the rent levels in the area, not the actual rent charged for the property. If you get help with this, your Universal Credit housing costs payment will include help towards your rent amount with any help towards your mortgage interest usually being paid direct to your mortgage lender.
Some people are expected to pay a service charge on their rented property, in addition to their normal monthly rent. If you have to pay a service charge this will be shown on your service charge statement from your landlord.
Universal Credit can help towards this cost, but you will need to show evidence of any service charges that you have to pay. The amount you receive towards your housing costs may be reduced if your home has spare bedrooms. If you pay rent to a local authority, council or housing association you will get your full rent as part of your Universal Credit payment.
This is known as Removal of the Spare Room Subsidy. Your Universal Credit housing costs may also be reduced if someone aged 21 or more lives with you who is not a dependant.
If you pay rent to a private landlord the amount of Universal Credit housing costs you receive will be worked out by looking at the number of people who live in your home. So if you have spare bedrooms you will only get housing costs to cover a smaller property. The amount you get is set by the Local Housing Allowance rate in your area. There are a number of circumstances which allow for an additional bedroom, such as where a member of the household is unable to share due to disabilities or where someone requires and receives overnight care on a regular basis providing they meet the qualifying criteria.
If you live in temporary accommodation and make a new Universal Credit claim, your payment will not include an amount to help towards your housing.
You will need to claim Housing Benefit from the local authority who placed you in temporary accommodation to get help with your housing costs. You can still receive Universal Credit to help with your other costs. If you already receive help with temporary accommodation housing costs through Universal Credit this will continue until there is a change to the amount of rent you pay.
If that happens you will need to claim Housing Benefit as well as Universal Credit. Instead you can claim Housing Benefit from your local council. This will be the case even if the rest of your money comes from Universal Credit. In Scotland all landlords must register their properties with the local authority. If your landlord has not done this for your property you can still get Universal Credit housing costs, but you will need to let your local authority know about it.
You can also speak to your work coach for more help. If you do not live with a partner, the most you can usually get is based on the cost of renting a room in a shared house in your area, even if you do not live in shared housing.
There are circumstances in which you may be able to receive higher housing payments, for example if you are responsible for a child, have a disability, or are a care leaver. See this full list for circumstances where higher housing payments may be allowed. Talk to your case manager or contact Universal Credit for more information. If you live with someone who is 21 or older who is not your partner, your housing payment will usually be reduced. Changes to your circumstances could mean that the amount you get towards your housing costs will change.
Otherwise, you will be entitled to one bedroom for each of the following: You and your partner if you have one Any other person over 16, as long as they aren't living with you as your tenant Two children under 16 of the same gender Two children under 10 Any other child under 16 Example Siobhan 34 lives with her partner Aaron 40 and their four children.
Extra bedrooms You may be able to get an additional bedroom if you, your partner or your child has a disability that means they can't share a bedroom and they get a qualifying disability benefit. Updated August I'm a social tenant. What you were doing? What would you like to report? Security code. Thank you If you would like to tell us more please visit our contact page Close.
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